Brokerage & Consulting

At M.F. Irvine we work with our clients to properly “Identify, Manage, Mitigate and Transfer Risk”

We work with our clients to define the goals of their Health and Welfare benefits plan and then to identify carrier and service partners that can help them accomplish those goals with high quality, cost effective plans and service.

We recommend insurance carriers, plan designs and employee contribution models aimed to deliver quality coverage at a cost that is within budget for both our clients and their most valuable asset – their people. The solutions that we recommend to our clients are developed based on detailed data analytics around employee demographics, claim experience, network penetration, and clinical utilization patterns.

We remain engaged with our clients throughout the plan year to help them understand their plan’s financial performance, project renewal rate actions, and educate their covered employees on how to most efficiently utilize their coverage.

Our approach, our ideas, and our actions reflect our firm’s mantra to spend our client’s money as if it were our own.